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| $8,000 Tax Credit |
| First Time Homebuyers Special/THDA |
| Conforming Loans |
| FHA Loans |
| VA Loans |
| Jumbo Loans |
| USDA Rural Housing |
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$8,000 Tax Credit
- You must close before December 1, 2009
- Eligible if you have not owned a home in past 3 years
- Limits may apply---call for details
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First Time Homebuyers Special/THDA
- 30 year fixed rate currently 5.2%
- $8,000 Tax Credit may be used for down payment
- 100% Loan to Value available
- 6% Seller Contributions
- Available in All Areas
- Income & Sales Price limits apply
- First time homebuyers or have not owned a home for 3 years
Term: 30 years
Maximum Amount: $226,100
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Conforming Loans
Term: 30 years
Maximum Amount: $417,000
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FHA Loans
- 3.5% down payment required
- loan amounts up to $393k
- flexible qualifying ratios
- 620 credit score required
- quick qualifying at competitive interest rates
Term: 30 years
Maximum Amount: $393,300
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VA Loans
- 100% loans available for veterans
- quick & easy qualifying
- competitive interest rates
- no monthly PMI on VA loans
Term: 30 years
Maximum Amount: $393,300
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Jumbo Loans
TARP money being used for Jumbo loans now! Rates are lower than ever before or will be in the future! Call for competitive fixed and ARM rates.
Term: 30 years
Maximum Amount: $2,000,000
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USDA Rural Housing
- Available in select rural areas of TN
- 100% loan
- No monthly PMI!
- Income and sales price limits apply
- Manual underwriting available
- NOT just for first time homebuyers!
Term: 30 years
Maximum Amount: $226,100
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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