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| First Time Homebuyers/THDA loan |
| Conforming Loans |
| FHA Loans |
| VA Loans |
| Jumbo Loans |
| USDA Rural Housing |
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First Time Homebuyers/THDA loan
If you are a first time homebuyer or have not owned a home in the last 3 years, you may qualify for the THDA program. Current information is listed below:
Term: 30 years
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Great Rate 3.95%
Great Advantage 4.25% w/2% assistance toward down payment or closing costs
Great Start 4.55% w/4% assistance toward down payment or closing costs
Income limits and sales price limits do apply according to county. Please call us for more detailed information and to see if you qualify. |
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Conforming Loans
We offer excellent rates on a variety of programs for Conventional conforming loans. Loan terms from 10 to 40 years are available with LTV's up to 97%. Call to discuss your individual situation and free prequalification.
Term: 30 years
Maximum Amount: $417,000
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FHA Loans
- 3.5% down payment required
- loan amounts up to $432,500
- flexible qualifying ratios
- 620 credit score required
- quick qualifying at competitive interest rates
Term: 30 years
Maximum Amount: $432,500
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VA Loans
- 100% loans available for veterans
- quick & easy qualifying
- competitive interest rates
- no monthly PMI on VA loans
- no qualifying rate reduction refinances available
Term: 30 years
Maximum Amount: $393,300
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Jumbo Loans
Excellent rates & programs still available for Jumbo loans. Call us for current rate information.
Term: 30 years
Maximum Amount: $2,000,000
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USDA Rural Housing
- Available in select rural areas of TN
- 100% loan
- Income and sales price limits apply
- Manual underwriting available
- NOT just for first time homebuyers!
Term: 30 years
Maximum Amount: $432,500
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $2,000,000 with closing costs of $40,000. Your actual APR may be different depending upon these factors.
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